Vigilance

► Full reference: M.-A. Frison-Roche, “En quoi le contrat fait part à la stratégie dans les entreprises saisies par la Compliance” (How Contracts Take Part in Strategy in Companies Seized by Compliance), in Journal of Regulation & Compliance (JoRC) and Université Paris Cité (Faculty of Law, Economics and Management – Centre de Droit des Affaires et de Gestion, CEDAG), Compliance et stratégies d’entreprise dans l’organisation contractuelle des chaînes de valeur (Compliance and corporate strategies in the contractual organisation of value chains), Malakoff, 16 November 2026. - 🧮read the full programme of the event 🏗️This colloquium is part of the 2026 cycle of colloquia Compliance and Contract. - ► Presentation of this conference: This intervention opens the colloquium, for which Marie-Anne Frison-Roche shares scientific responsibility with Étienne Maclouf, and which gives as much room to management science as to Law. “Value chains” have always existed, long before the legal system took hold of this reality, at once economic, financial and managerial; their entry into the legal order is recent, probably through the so-called “Vigilance” Act of 2017, and the expression now appears expressly in the texts of the European Union. Yet Law has always been present through the natural use of contract, an instrument of stability and organisation through which firms deploy their strategies. The introduction sets out the three questions that structure the colloquium: how do firms deploy and give value to their strategies through the contractual organisation of value chains? How do legal systems react, to a greater or lesser extent, to these strategies, depending on whether they know them and approve of them? And how can the firm’s strategy be articulated with the Monumental Goals underpinning Compliance Law when the contract becomes the instrument through which the firm implements its Compliance Obligation?

► Full reference: Journal of Regulation & Compliance (JoRC) and Université Paris Cité (Faculty of Law, Economics and Management – Centre de Droit des Affaires et de Gestion, CEDAG), Compliance et stratégies d’entreprise dans l’organisation contractuelle des chaînes de valeur (Compliance and corporate strategies in the contractual organisation of value chains), Malakoff, 16 November 2026, 3 pm – 6 pm. - 🏗️This colloquium is part of the 2026 cycle of colloquia “Compliance & Contract” organised by the Journal of Regulation & Compliance (JoRC) and its partner Universities. - The colloquium is under the scientific responsibility of 🕴️Marie-Anne Frison-Roche, 🕴️Etienne Maclouf and 🕴️Véronique Chanut.   To register, on site or online: Université Paris Cité registration form (free registration, required). - 🧮 The event will take place at Université Paris Cité, Faculty of Law, Economics and Management, Centre for Business Law and Management (CEDAG), 10, avenue Pierre-Larousse, 92240 Malakoff (France). - 📑 The programme of the conference of 16 November 2026 as a carousel - ► Presentation of the theme: “Value chains” have always existed, long before the legal system took hold of this reality, at once economic, financial and managerial, to bring it into the legal order. Their entry into it is recent, probably through the so-called “Vigilance” Act of 2017, the expression appearing in the preparatory works, while it is expressly referred to in the texts of the European Union. It is therefore a notion stemming from financial management, which developed alongside the very phenomenon of the firm and of trade, as a way of escaping the instability of the markets for goods and services. But Law has always been present through the natural use of contract. Contract thus came before the perspective of Compliance Law found its way into value chains, contract being an instrument of stability compared with the exchange contracts on which competitive markets are built, but also in those organisational contracts which regulate value chains and deploy the firm in its corporate form (“parent company”) and beyond its corporate form (“principal company”). Used in what might be called a “bare” way (a reference to the “nude pact” that contract constitutes when it is grasped by general law alone), contract has thus been the means for firms to deploy strategies through the organisation of value chains. The first aim of this colloquium is to show how this is done, and how it is valued, since the term “value” refers to the capacity to give value, in terms of return on investment, to such a contractual organisation. The legal system may remain more or less neutral towards these organisational contracts, which are so many “regulatory contracts”, either because it does not see them, or because it regards them as always beneficial and therefore as justifying neither specific regimes nor legislative or judicial intervention. It is then a matter of legislative or judge-made policy. The second aim of this colloquium is to show how legal systems react, to a greater or lesser extent, to these strategies, depending on whether they know them and whether they approve of them. The development of the law specific to this organisational strategy differs greatly from one area of the world to another, which creates considerable practical difficulties, because value chains are by nature structured in a unified way across the different areas of the world, for instance between Europe and the United States, and/or between Europe and Asia. By injecting regulation into these contracts, which are not governed by a single legal order, corporate strategies lose their stability. Yet stability is the very stake of corporate strategy in this field, and it is for this reason that contracts have been designed and adapted so as to differ from exchange contracts and to become the basis of the sustainability of value chains, which is today a major geopolitical issue. Moreover, and this is the third point of the colloquium, legislative provisions and case law are not hostile to contract, but they take it in another sense. Indeed, if one considers Europe (a position legally and politically contested in the United States, which calls for “deregulation” so as to return to contract as a “nude pact”), contract is rather taken as an instrument provided for by the texts to enable the firm subject to them to implement its Compliance Obligation. This raises no difficulty if the firm’s strategy matches the Monumental Goals that make up the normative foundation of the compliance corpus in question (e.g. DSA, DORA, GDPR, AI Act, CSRD, CS3D, etc.), but the articulation becomes more difficult, or even problematic, when the two strategies no longer match. One of the ambitions of this colloquium, which gives as much room to management science as to Law, is to seek how, in practice, these difficulties can be reduced. - 16 November 2026, 3 pm – 6 pm, followed by a cocktail reception at 6.30 pm, Salle des Actes, Université Paris Cité, Faculty of Law, Economics and Management, Centre for Business Law and Management (CEDAG), 10, avenue Pierre-Larousse, 92240 Malakoff Compliance and corporate strategies in the contractual organisation of value chains 🎤 Welcome on behalf of the CEDAG research centre: 🕴️Pauline Pailler, Professor of Private Law at Université Paris Cité, Director of the Centre for Business Law and Management (CEDAG), member of the Institut universitaire de France 🎤 How contract plays its part in strategy within companies seized by Compliance: 🕴️Marie-Anne Frison-Roche, Professor of Regulatory and Compliance Law, Director of the Journal of Regulation & Compliance (JoRC) and of the European School of Regulation and Compliance (EeRC) 🎤 Contractualisation within integrated value chains: 🕴️Véronique Chanut, Professor of Management Science, Université Paris Panthéon-Assas, Director of LARGEPA and CIFFOP 🎤 Beyond the Clause: Social Auditing and the Contractualisation of Decent Work in Value Chains: 🕴️Guillaume Delalieux, Professor of Management Science (HDR), La Rochelle University, Director of the EOLE research centre (Law and Management) 🎤 Emerging risks, sovereignty and vulnerabilities of value chains: 🕴️Rémy Février, Professor of Management Science (HDR), Conservatoire national des arts et métiers (Cnam) 🎤 Value chain dynamics and compliance: 🕴️Etienne Maclouf, Professor of Management Science, Université Paris Cité, Faculty of Law, Economics and Management 🎤 Structuring value chains: a driver of economic efficiency and strategy, and a matter of political responsibility: 🕴️Stanislas Pottier, Senior Advisor to the General Management, Amundi 🎤 Conclusion of the colloquium: 🕴️Mathias Naudin, Associate Professor (Maître de conférences) of Management Science, Université Paris Cité - The work of this colloquium will form the basis of a specific chapter in the books: Compliance et Contrat (Compliance and Contract), forthcoming in the Regulations & Compliance series, co-published by the Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz.

► Full Reference: G. Branellec, “Compliance, performativité et RegTech : la reconfiguration des dispositifs de vigilance bancaire en matière de LCB-FT” (“Compliance, performativity and RegTech: the reconfiguration of banking vigilance mechanisms in AML/CFT”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming. - read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming - ► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): Faced with regulatory inflation and growing requirements of traceability and justification, banks increasingly resort to technological solutions grouped under the term RegTech. The author analyses RegTech not as a mere compliance tool but as a hybrid co-regulation mechanism combining legal norms, technologies, organisational procedures and managerial responsibilities. Drawing on a reading of Compliance as a performative phenomenon and on the figure of the pharmakon, he shows its ambivalence, both a vector of rationalisation and a source of new organisational, ethical and legal risks, and examines the conditions for a legitimate governance of these mechanisms. -

► Full Reference: C. Degrande, “Uniformiser ce qui se module. Directive et règlement à l’épreuve de la modulation de l’obligation de vigilance LCB-FT” (“Standardising what is modulated. Directive and regulation tested by the modulation of the AML/CFT obligation of vigilance”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming. - read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming - ► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): From 10 July 2027, AML/CFT vigilance obligations will no longer be set by a national transposing law but by a directly applicable regulation. The author shows that the regime of modulation changes little, and that one must distinguish what results from the use of a regulation from what results from the content adopted in 2024. The specific effect of the instrument lies in the disappearance of the transposing act as the vehicle for the limits of modulation, the closing of the national interpretative relay and the direct enforceability of the European text. Each State’s exposure to risks does not leave modulation, but it now enters it as information to be taken into account, no longer as a written, foreseeable and debatable limit. -

► Full Reference: P. Seixas & R. Ducatez, “Le banquier face au défi de la vigilance : entre exigences contradictoires et responsabilités croissantes” (“The banker facing the challenge of vigilance: between contradictory requirements and growing responsibilities”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming. - read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming - ► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): Behind an apparent unity, “banking vigilance” covers a plural body of norms stemming from case law, European professional standards and legal obligations. The authors distinguish in particular the forms of vigilance that derive from the law and serve a general-interest goal – the fight against money laundering and terrorist financing, AMLA standards, the duty of vigilance in sustainability matters – and show how the banker must reconcile sometimes competing requirements: risk control, preservation of public economic order and protection of customers’ interests, in an environment where the banker’s responsibilities keep growing. -

► Full Reference: P. Le Besnerais, “L’obligation de compliance LCB-FT, moteur de transformation des pratiques en matière de crédits et de garanties” (“The AML/CFT Compliance Obligation, a driver of transformation of practices in credit and guarantees”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming. - read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming - ► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): Despite its strong intuitu personae, the credit agreement does not escape the AML/CFT Compliance Obligation. The author shows that it now permeates the pre-contractual phase (risk analysis distinct from creditworthiness assessment, know-your-customer, choice of distribution channels and intermediaries), the management of the relationship over time and the very content of contracts (KYC clauses, representations and undertakings, rights of suspension or termination, asset freezing). She analyses its effects both in relations with customers and in relations with the institutions’ partners and intermediaries. -

► Full Reference: M. Le Goanvic, “La réception de l’obligation de compliance par les professionnels du secteur bancaire : l’exemple de la LCB-FT” (“The reception of the Compliance Obligation by banking sector professionals: the example of AML/CFT”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming. - read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming - ► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): Beyond a set of specialised regulatory obligations, the fight against money laundering and terrorist financing has become a structuring element of the organisation, governance and operational processes of financial institutions. The author describes this progressive internalisation of Compliance: involvement of commercial functions in identifying risks, risk mapping, customer classification, transaction monitoring and an evidentiary logic. She also points out the questions this movement raises as to its operational acceptability and its reception by customers. -

► Full Reference: J. Marchand, “La réception de la compliance LCB-FT par le secteur bancaire et financier. Modalités d’appropriation, dysfonctionnements structurels et éthique comme condition d’effectivité” (“The reception of AML/CFT Compliance by the banking and financial sector. Methods of appropriation, structural dysfunctions and ethics as a condition of effectiveness”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming. - read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming - ► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): AML/CFT Compliance is one of the most accomplished forms of Compliance Law. The author shows that its reception by the banking sector brings about a twofold shift: normative, as the obligation of vigilance becomes a continuous requirement to justify the measures implemented; functional, as institutions are mobilised in the service of a general-interest goal without having all the corresponding legal means. Two symmetrical drifts result, compliance washing and de-risking, showing that Compliance driven solely by fear of sanctions may produce conformity without effectiveness or caution without surveillance. Ethics then appears as the condition for the model’s balance. -

► Full Reference: J. Lasserre Capdeville, “Quelques rappels terminologiques utiles…” (“Some useful terminological reminders…”), in L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” series, forthcoming. - read a general presentation of the book, Compliance et vigilance bancaire, in which this article is forthcoming - ► English Summary of this article (article written in French, English summary by the Journal of Regulation & Compliance – JoRC): This contribution clarifies the notions on which the book rests. More exposed than others to the risks of money laundering, terrorist financing, corruption and fraud, the banker is bound by an obligation of vigilance (Articles L. 561-4-1 et seq. of the French Monetary and Financial Code), whose importance has constantly grown under the effect of the Compliance Obligation. The author distinguishes regulation, Compliance and conformity, which the “average banker” tends to confuse, and specifies what “banking vigilance” covers, so that the reader can properly appreciate the analyses that follow. -

► Full reference: V. Monteillet, « Le contrat, outil de mise en œuvre des obligations de vigilance entre les partenaires de la chaîne de valeur », in M. Hautereau-Boutonnet, J. Rochfeld and B. Parance (eds.), Engagements et contrats à l’aune des mutations environnementales, Dalloz, “Thèmes & commentaires – Actes” series, 2025, pp. 15-24, in French. - ► Summary: the author starts from the observation that the French Act no. 2017-399 of 27 March 2017 on the duty of vigilance of parent companies and ordering companies sets a goal – establishing a culture of social and environmental risk management throughout the value chain – without predetermining the means. After seven years of application of the Act and the adoption of Directive (EU) 2024/1760 of 13 June 2024, she shows that the contract formalising exchanges between ordering companies, their subcontractors and their suppliers is one of the operational instruments of Vigilance, wanted by public authorities but criticised by non-governmental organisations, since the Rana Plaza building had been audited a few days before its collapse. A first part deals with the drafting of the contractual content, which enables partners in the value chain to anticipate risks. The first requirement is to master contractual technique: the purpose of vigilance clauses and the “cascading contractualisation” of the contractual assurances required by the Directive, and the subject matter of these clauses, which refer to the company’s charters and codes of conduct, to international instruments and, increasingly, to technical standards. The second is to ensure contractual balance: monitoring and auditing of business partners, allocation of the cost of these controls, cooperation with partners and support for SMEs, with a view to the model contractual clauses that the Commission must adopt by 26 January 2027. A second part addresses the modulation of contractual effects and the fair allocation of risks between partners. The contractual relationship is regulated by the ordering company: enhanced prevention action plan, suspension or termination of the business relationship, sanction clauses subject to review for significant imbalance, consultation of stakeholders, which recalls the theory of contractual solidarism. Lastly, the contractual chain is made accountable in light of Article 29 of the Directive: the ordering company’s failure of vigilance may cover the harmful act of the subcontractor, and joint and several liability towards the victim may be shifted, at the stage of contribution to the debt, onto the business partner through the clauses (French Civil Code, Art. 1313 and 1317). - 🦉 The article is available in full text to those registered in Professor Marie-Anne Frison-Roche’s courses.

► Full reference: M. Fabre-Magnan, « Quelques principes de droit de la responsabilité civile « particulièrement nécessaires à notre temps » » (“Some principles of civil liability law ‘particularly necessary in our time'”), Responsabilité civile et assurances, No. 10, October 2026, dossier 13, pp. 6-13 (Journées françaises de la responsabilité civile). - ► Summary: Observing that successive reform projects freeze the case law of civil liability instead of carrying it forward, the author draws from it a few principles for a renewed general law, able to face production chains, artificial intelligence and environmental damage. She calls for moving beyond the classification by type of triggering event and the binary opposition between fault-based and strict liability, and for rebalancing the functions of the field in favour of prevention. She defends a general clause of fault-based liability, to be supplemented by a general clause of vigilance, and proposes to replace the notion of risk with that of power: power over things, power over persons, control of the activity of others. She finally returns to causation, the nodal point of liability. ► The article cites (No. 14, note 27), on compliance as ex ante liability: M.-A. Frison-Roche, La responsabilité ex ante, pilier du droit de la compliance, D. 2022, p. 621. 🦉 This article is available in full text to persons enrolled in Professor Marie-Anne Frison-Roche’s courses.

► Full reference: L. Laref (ed.), Compliance et vigilance bancaire. Contribution des acteurs bancaires et financiers à la LCB-FT (Compliance and Banking Vigilance. The Contribution of Banking and Financial Actors to AML/CFT), preface by N. Vasse, “Régulations & Compliance” series, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, forthcoming. - 🧮This book follows the colloquium Compliance et vigilance bancaire : la participation des acteurs du secteur bancaire et financier à la LCB/FT, at which Marie-Anne Frison-Roche spoke: 🎤“Obligation de compliance et gouvernance bancaire” (Compliance Obligation and Banking Governance). - 📝Contribution by 🕴️Marie-Anne Frison-Roche: « La contribution des banques à la lutte contre le blanchiment de capitaux et le financement du terrorisme, illustration de l’Obligation systémique de Compliance » (The Contribution of Banks to the Fight against Money Laundering and Terrorist Financing, an Illustration of the Systemic Compliance Obligation). - ► Read the presentations of the other books in the series: the following books: 🕴️M.-A. Frison-Roche, 📕Le système juridique de l’adressage de l’Internet. Une structure multi-acteurs, gage de durabilité (The Legal System of Internet Addressing. A Multi-Stakeholder Structure, the Pledge of its Sustainability), forthcoming 🕴️M.-A. Frison-Roche (ed.), 📕Le système probatoire de la Compliance, forthcoming   the previous books: 🕴️M.-A. Frison-Roche (ed.), 📕Compliance et Contrat, forthcoming 🕴️M.-A. Frison-Roche (ed.), 📕L’Obligation de Compliance, 2025 🕴️M.-A. Frison-Roche and M. Boissavy (eds.), 📕Compliance et droits de la défense. Enquête interne – CJIP – CRPC, 2024 🕴️M.-A. Frison-Roche (ed.), 📕La juridictionnalisation de la Compliance, 2023 🕴️M.-A. Frison-Roche (ed.), 📕Les Buts Monumentaux de la Compliance, 2022 🕴️M.-A. Frison-Roche (ed.), 📕Les outils de la Compliance, 2021 🕴️M.-A. Frison-Roche (ed.), 📕Pour une Europe de la Compliance, 2019 🕴️N. Borga, J.-Cl. Marin and J.-Ch. Roda (eds.), 📕Compliance : l’entreprise, le régulateur et le juge, 2018 🕴️M.-A. Frison-Roche (ed.), 📕Régulation, Supervision, Compliance, 2017 🕴️M.-A. Frison-Roche (ed.), 📕Internet, espace d’interrégulation, 2016 📚See all the books of the series. - ► Provisional table of contents: PROVISIONAL TABLE OF CONTENTS (in French) Preface by 🕴️Nicolas Vasse, Executive Director of the Anti-Money Laundering Authority (AMLA) ♦️ Avant-propos (Foreword), by 🕴️Céline Haye-Kiousis, President of the Association Nationale des Juristes de Banque (ANJB, French National Association of Bank Lawyers) PERSPECTIVE GÉNÉRALE (General Perspective) ♦️ La contribution des banques à la lutte contre le blanchiment de capitaux et le financement du terrorisme, illustration de l’Obligation systémique de Compliance, by 🕴️Marie-Anne Frison-Roche PREMIÈRE PARTIE (PART ONE) LA DIFFUSION DE LA COMPLIANCE DANS LE SECTEUR BANCAIRE ET FINANCIER (THE DIFFUSION OF COMPLIANCE IN THE BANKING AND FINANCIAL SECTOR) ♦️ Quelques rappels terminologiques utiles…, by 🕴️Jérôme Lasserre Capdeville DEUXIÈME PARTIE (PART TWO) LA RÉCEPTION DE L’OBLIGATION DE COMPLIANCE PAR LES PROFESSIONNELS DU SECTEUR BANCAIRE ET FINANCIER (THE RECEPTION OF THE COMPLIANCE OBLIGATION BY BANKING AND FINANCIAL SECTOR PROFESSIONALS) ♦️ La réception de la compliance LCB-FT par le secteur bancaire et financier. Modalités d’appropriation, dysfonctionnements structurels et éthique comme condition d’effectivité, by 🕴️Jennifer Marchand ♦️ L’obligation de compliance LCB-FT, moteur de transformation des pratiques en matière de crédits et de garanties, by 🕴️Patricia Le Besnerais TROISIÈME PARTIE (PART THREE) LA MODULATION DES OBLIGATIONS DES PROFESSIONNELS DU SECTEUR BANCAIRE ET FINANCIER EN MATIÈRE DE LCB-FT (THE MODULATION OF THE AML/CFT OBLIGATIONS OF BANKING AND FINANCIAL SECTOR PROFESSIONALS) ♦️ Le banquier face au défi de la vigilance : entre exigences contradictoires et responsabilités croissantes, by 🕴️Paula Seixas et 🕴️Romain Ducatez ♦️ L’harmonisation européenne face à la modulation de l’obligation de vigilance : les enseignements de l’AMLR, by 🕴️Cassandre Degrande QUATRIÈME PARTIE (PART FOUR) COMPLIANCE ET PERFORMATIVITÉ : LES ENJEUX AUTOUR DE LA REGTECH DANS LE SECTEUR BANCAIRE ET FINANCIER APPLIQUÉE À LA LCB-FT (COMPLIANCE AND PERFORMATIVITY: THE STAKES OF REGTECH IN THE BANKING AND FINANCIAL SECTOR APPLIED TO AML/CFT) ♦️ Compliance, performativité et RegTech : la reconfiguration des dispositifs de vigilance bancaire en matière de LCB-FT, by 🕴️Gurvan Branellec ♦️ Les observations de l’ACPR sur l’usage de l’IA par les banques et néobanques — entre avancées et nouveaux défis (titre provisoire), by 🕴️Jean-Christophe Cabotte PROPOS CONCLUSIFS (Concluding Remarks)

► Full reference: M.-A. Frison-Roche, "Le maniement du temps dans le contentieux contractuel impliquant la Compliance : de l’urgence au temps long (The management of time in contractual litigation involving compliance: from urgency to the long term)", in Journal of Regulation & Compliance (JoRC) and Jean Moulin – Lyon 3 University, Contractual disputes involving compliance: procedural and jurisdictional aspects,  Faculty of Law, Lyon, 29 May 2026. - 🧮view the full programme for the event (in French) - 📶view the slides (in French) - 🚧Read the bilingual working paper on which this conference is based - Read the présenation of the other two papers presented at this conference: 🎥The emergence of contractual disputes involving compliance due to the convergence of legal areas 🎥Appropriate adjudication in contractual disputes involving compliance and its effective enforcement - 📝This lecture will form the basis of a contribution to the book, 📕Compliance et Contrat  with English summaries)  To be published in the 📚Regulations & Compliance series, a book co-published by the Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz. - ► Overview of this conference :  ⛏️Find out more  : 🕴🏻J.-M. Coulon and 🕴🏻M.-A. Frison-Roche (eds.), Le temps dans la procédure (Time in Legal Proceedings), 19966 🕴🏻M.-A. Frison-Roche, ⚙️Compliance and Contracts,

► Full reference : M.-A. Frison-Roche, "Obligation de compliance et gouvernance bancaire (Compliance obligations and banking governance)", in Chair in Business Ethics: Compliance, ESG and Sustainability Reporting & National Association of Bank Lawyers (ANJB), Compliance et vigilance bancaire : la participation des acteurs du secteur bancaire et financier à la LCB/FT (Compliance and Banking Vigilance: the Participation of Banking and Financial Sector Players in AML/CFT) , Faculty of Law, Catholic University of Lille, Lille, 12 March 2026. - 🧮view the full programme for the event (in French) - 📶view the slides (in French) - read the summary of this conference and the colloquium on LinkedIn - 📝This lecture will form the basis of a contribution to a forthcoming book in the 📚Régulations & Compliance series, co-published by the Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz.   - ► English presentation of this introductory lecture of the symposium : Based on a specific method, three perspectives will be taken. In method, to shed light on the round tables making up the day's meetings without addressing the subject in their place or pretending to answer in advance the questions they will raise, or seeking to conclude in advance without having listened to anything, which is sometimes the flaw of introductions, which are so often a kind of disguised closing statement, with just a few question marks to give the impression of change, I have adopted the old, old method of the "triple funnel" introduction. This involves starting from a point other than the subject of the conference itself, Compliance and banking vigilance: the participation of banking and financial sector players in AML/CFT, in order to approach the subject from an external perspective and in a preliminary manner, nbsp;then moving on to a second external point, and doing so a third time, so that after this three-part presentation, the subject has been explored in sufficient depth to allow the following speakers to focus on the specific topic at hand. This is all the easier given that the chosen theme itself focuses on three points: a specific ambition (the "fight against money laundering and terrorist financing"), a specific sector (the "banking sector") and a specific activity carried out by individuals; three specific terms: one ambition (the "fighting agains AML/CFT""activity"). – one sectors (the "banking sector") and one active department (the "participation of stakeholders"). - My first starting point is to define what Compliance Law is in order to link Compliance Law to the subject it covers: the banking sector. Because if it were simply a matter of "being conform with applicable regulations", it is difficult to understand why the banking sector is so concerned, so constrained, so exposed to "compliance", which is simply the British way of saying "conformity". There must be more to it than simply obeying every rule and standards for preventing breaches for it, to be obliged to be so structuring and for the banking sector to be at the forefront. It therefore appears that Compliance Law is not simply mechanical obedience to a body of regulations, but rather the contribution made by systemic operators to the realisation of political ambitions that are essential for the future (the "Monumental Goals", both negative and positive). It is in this capacity that the banking sector, because it is composed of "crucial operators", is the natural subject of Compliance Law. Its power should not be criticised; it is indispensable. In an emerging branch of law that is systemic, that is Ex Ante, that is above all a Law of action whose object is the future. Techniques of conformity is only one tool. ⛏️Go further  : 🕴🏻M.-A. Frison-Roche, 📝Compliance Law, 2016 🕴🏻M.-A. Frison-Roche, 📝 Monumental goals, the beating heart of compliance law, in  🕴🏻M.-A. Frison-Roche, 📕The monumental goals of compliance, 2022 🕴🏻M.-A. Frison-Roche, 📝The Birth of a New Branch of Law: Compliance Law, 2024 🕴🏻M.-A. Frison-Roche, 📝Compliance and conformity: distinguishing between them in order to articulate them, 2024 - My second starting point is to start with the "Monumental Goals", this normative foundation of Compliance Law, and link it to this present specific case, privileged ambition of combating money laundering and terrorist financing. Certain things are surprising. Indeed, if we refuse at the introductory stage to delve into the technicalities of the texts and the litigation surrounding them, we may wonder why these two subjects (money laundering and terrorist financing) are linked in this way. We can see the correlation between banking activitird and money laundering. Notaries, auctioneers, and, in short, anyone who handles money are also involved in the fight against it. Moreover, if we see the ratio legis, the idea remains that the one who is merely the conduit (to use the familiar basis distinction in the regulatory rule of essential network infrastructure) could also be the one who organises the content: the image remains of the money laundering banker. Even if the ex ante compliance diligence whitewashes in advance, this suspicion that remains of an ex post sanction. We pay dearly for this representation, which permeates the repressive, even Criminal, Law of banking supervision, particularly in matters of secrecy, transparency, information and risk-taking. But why extend it to terrorist financing? Because the suspicion of terrorist bankers no longer exists. The case becomes clear-cut again. It is a matter of internalising within banks the sovereign responsibility to intervene before it is too late, before people are killed. Financing is the weak and visible point of systemic evil. This is understandable. It has moved from ex post (financial processing after the crime) to ex ante (financial processing before the crime). It is of a different nature. But if this is of a different nature, there is no reason to stop this Ex Ante surveillance, because money movements provide so much information about collective and individual projects. For example, in the digital space. We must be careful about this, in light of the principle of freedom, of which the principle of non-interference is only one aspect. ⛏️Go further  : 🕴🏻M.-A. Frison-Roche, 📝The Ex Ante – Ex Post Couple, Justification of a Specific Regulatory Law, in 🕴🏻M. -A. Frison-Roche, 📕Les engagements dans les systèmes de régulation, 2006 🕴🏻M.-A. Frison-Roche, 📝Ex Ante Responsability, a pillar of Compliance Law, 2022 🕴🏻M.-A. Frison-Roche, 📝Compliance, Vigilance and Civil Liability: Understanding and Keeping a Level Head, in  🕴🏻M.-A. Frison-Roche, 📕The obligation of compliance, 2025 - My third starting point is "Governance", a rather mysterious term, as it relates more to the political art of mobilising human beings than to Law. Why is it necessary for "actors" to participate, when legal norms are binding and, in most cases, take the form of Criminal Law? The combination of the most violent norms, the application of financial penalties, and even deprivation of liberty, being often claimed as a victory for financial and banking regulatory and supervisatory bodies , even as procedural principles are being rolled back, could be a source of incomprehension. Moreover, in a legal system that would be challenged by this "Governance", it is up to the State to dictate and the banks to obey. But if banks take charge of everything, it becomes difficult to maintain this system, and it is undoubtedly no longer tenable if the Monumental Goal expands to dimensions that exceed those of the State but correspond to those of the banks. The risk then is to move from one governing body to another, which is a growing social and political risk. In practical terms, banking operators can achieve this reversal in two ways. Firstly, by effectively involving the human beings who make up their organisations, both internally and externally, their partners and stakeholders. This can be called "Governance" in an alliance based on explicitcommon  goals, with contributions that are not taken at face value but are provided by "compliance structures", "credible behaviour" and "plausible trajectories". In this respect, mutual banks are in a better position than others. Training mechanisms, which are central to Compliance Law, play an essential role here. Secondly, alliances with public authorities and regional roots, with concrete assessments, are decisive. The contract then becomes not only the mandatory means by which the regulated bank fulfils its regulatory obligation, but also the most traditional legal tool by which it exercises its freedom to contribute, in its own way, to the achievement of Monumental Goals for the future of the social group, which is currently under threat. We are far beyond "conformity": this is called Compliance Law. ⛏️Find out more  : 🕴🏻M.-A. Frison-Roche, 📝A substantive Compliance Law, based on the European humanist tradition,in 🕴🏻M. -A. Frison-Roche, 📕Towards a Europe of Compliance, 2019 🕴🏻M.-A. Frison-Roche, 📝Training: content and context of Compliance Law, in 🕴🏻M. -A. Frison-Roche, 📕Compliance tools, 2020 🕴🏻M.-A. Frison-Roche, 📝Compliance Contract, compliance clauses, 2022 🕴🏻M.-A. Frison-Roche, ⚙️Compliance and Contracts, 2026 🕴🏻M.-A. Frison-Roche, 🏛️Official Mission given by the French Minister of Justice, Compliance Law, Work in progress, 2025 – 2026.

  - ► Full Reference: M.-A. Frison-Roche (dir.), L’Obligation de Compliance, coll.”Régulations & Compliance“, Journal of Regulation & Compliance (JoRC) and Dalloz, 2025. - 📘 At the same time, a book in English, Compliance Obligation, is published in the collection copublished by the Journal of Regulation & Compliance (JoRC) and the Éditions Bruylant. - 🧮the book follows the cycle of colloquia organised by the Journal of Regulation & Compliance (JoRC) and its Universities partners in 2023 and 2024. - 📚this volume is one of a series of books devoted to Compliance in this collection. ► Read the presentations of the other books in the series: the following books: 🕴️M.-A. Frison-Roche (ed.), 📕Compliance et Contrat, forthcoming 🕴️L. Laref (ed.), 📕Compliance et vigilance bancaire, forthcoming 🕴️M.-A. Frison-Roche, 📕Le système juridique de l’adressage de l’Internet. Une structure multi-acteurs, gage de durabilité (The Legal System of Internet Addressing. A Multi-Stakeholder Structure, the Pledge of its Sustainability), forthcoming 🕴️M.-A. Frison-Roche (ed.), 📕Le système probatoire de la Compliance, forthcoming   the previous books: 🕴️M.-A. Frison-Roche and M. Boissavy (eds.), 📕Compliance et droits de la défense. Enquête interne – CJIP – CRPC, 2024 🕴️M.-A. Frison-Roche (ed.), 📕La juridictionnalisation de la Compliance, 2023 🕴️M.-A. Frison-Roche (ed.), 📕Les Buts Monumentaux de la Compliance, 2022 🕴️M.-A. Frison-Roche (ed.), 📕Les outils de la Compliance, 2021 🕴️M.-A. Frison-Roche (ed.), 📕Pour une Europe de la Compliance, 2019 🕴️N. Borga, J.-Cl. Marin and J.-Ch. Roda (eds.), 📕Compliance : l’entreprise, le régulateur et le juge, 2018 🕴️M.-A. Frison-Roche (ed.), 📕Régulation, Supervision, Compliance, 2017 🕴️M.-A. Frison-Roche (ed.), 📕Internet, espace d’interrégulation, 2016 📚see the global presentation of all the books of the collection. - ► General presentation of this book: Compliance is sometimes presented as something that cannot be avoided, which is tantamount to seeing it as the legal obligation par excellence, Criminal Law being its most appropriate mode of expression. It is sometimes presented as something that the company does out of ethical concern, self-regulation which is the opposite of legal obligation. For the moment, therefore, there is no single vision of the Compliance Obligation. This is all the less the case because of the multitude of texts, themselves constantly evolving and changing, which inject such a wide range of compliance obligations that we give up trying to establish any unity, thinking that, on a case-by-case basis, we will define a regime and a legal constraint of greater or lesser strength, aimed at one subject or debtor or another, for the benefit of one or other. This lack of unity, due to the absence of a definition of the Compliance Obligation, makes the application of the texts difficult to foresee and therefore makes the Judge fearful, even though he/she is going to take on more and more importance. This book asks the practical questions: What is Compliance obliging? Who is obliged to comply? and How far are we obliged to comply? and provides answers, Compliance practices, constraints and innovations will be better mastered and anticipated by all those they affect: companies, stakeholders, technicians, lawyers, consultants, institutions and courts. - 🏗️general construction of this Book: The book opens with a double Introduction.  The first, which is freely accessible, consists of a summary of the book, while the second, which is substantial, deals with the unified conception that we can, and indeed should, have, of the “Compliance Obligation”, without losing the concrete and active character that characterises this branch of law. The first Part of the book aims to define the Compliance Obligation. To this end, Chapter I deals with the Nature of this obligation. Chapter II deals with the Spaces of the Compliance Obligation. The Part II aims to articulate the Compliance Obligation with other branches of Law.  The Part III of the book looks at the way in which the possibility of obliging and the means of obliging are provided.  To this end, Chapter I deals with the Convergence of the Sources of the Compliance Obligation. Chapter II considers International Arbitration as a reinforcement of the Compliance Obligation. To this end, Chapter I deals with the Convergence of the Sources of the Compliance Obligation. Chapter II considers International Arbitration as a reinforcement of the Compliance Obligation.  The last Part of the book is devoted to Vigilance, the leading edge of the Compliance Obligation. Chapter I is devoted to a study of the various sectors, and analyses the Intensities of the Vigilance Obligation. Chapter II deals with the Variations in Tension generated by the Vigilance Obligation. Finally, Chapter III deals with the New Modalities of the Compliance Obligation, highlighted by the Vigilance Imperative. - TABLE OF CONTENTS    ANCRER LES OBLIGATIONS DE COMPLIANCE SI DIVERSES    DANS LEUR NATURE, LEURS REGIMES ET LEUR FORCE  POUR DEGAGER  L’UNITE DE L’OBLIGATION DE COMPLIANCE LA RENDANT COMPREHENSIBLE ET PRATIQUABLE  (ANCHOR COMPLIANCE OBLIGATIONS, SO DIVERSE  IN THEIR NATURE, THEIR REGIMES AND THEIR FORCE, TO BRING OUT THE UNITY OF THE COMPLIANCE OBLIGATION MAKING IT COMPREHENSIBLE AND PRACTICABLE) ♦️ Obligation de Compliance : construire une structure de compliance produisant des effets crédibles au regard des Buts Monumentaux visés par le Législateur (Compliance Obligation: building a compliance structure that produces credible results with regard to the Monumental Goals targeted by the Legislator), by 🕴️Marie-Anne Frison-Roche   TITRE I. CERNER L’OBLIGATION DE COMPLIANCE  (IDENTIFYING THE COMPLIANCE OBLIGATION)   CHAPITRE I : LA NATURE DE L’OBLIGATION DE COMPLIANCE (THE NATURE OF THE COMPLIANCE OBLIGATION) Section 1 ♦️ La volonté, le cœur et le calcul, les trois traits cernant l’Obligation de Compliance  (Will, Heart and Calculation, the three traits encercling the Compliance Obligation), by 🕴️Marie-Anne Frison-Roche Section 2 ♦️ De la dette à l’obligation de compliance (From the Debt to the Compliance Obligation), by 🕴️Bruno Deffains Section 3 ♦️ Obligation de Compliance et droits humains (Compliance Obligation and Human Rights), by 🕴️Jean-Baptiste Racine Section 4 ♦️ L’Obligation de Compliance et les mutations de la souveraineté et de la citoyenneté (Compliance Obligation and changes in Sovereignty and Citizenship), by 🕴️René Sève Section 5 ♦️ La définition de l”obligation de compliance confrontée au droit de la cybersécurité (The definition of the Compliance Obligation in Cybersecurity Law) by🕴️Michel Séjean   CHAPITRE II : LES ESPACES DE L’OBLIGATION DE COMPLIANCE (SPACES OF THE COMPLIANCE OBLIGATION) Section 1 ♦️ Entités industrielles et Obligation de compliance (Industrial entities and Compliance Obligation), by 🕴️Etienne Maclouf Section 2 ♦️ L’Obligation de Compliance dans les chaînes de valeur (The Compliance Obligation in Value Chains), by 🕴️Lucien Rapp Section 3 ♦️ Compliance et conflits de lois. Le droit international de la vigilance-conformité à partir de quelques applications récentes sur le continent européen (Compliance and conflict of laws. International Law of Vigilance-Conformity, based on recent applications in Europe), by 🕴️Louis d’Avout    TITRE II. ARTICULER L’OBLIGATION DE COMPLIANCE AVEC DES BRANCHES DU DROIT (ARTICULATING THE COMPLIANCE OBLIGATION WITH BRANCHES OF LAW)   Section 2 ♦️ Droit fiscal et obligation de compliance (Tax Law and Compliance Obligation), by 🕴️Daniel Gutmann Section 3 ♦️ Le droit processuel, prototype de l’Obligation de Compliance (General Procedural Law, prototype of the Compliance Obligation), by 🕴️Marie-Anne Frison-Roche Section 4 ♦️ Le droit des sociétés et des marchés financiers face à l’Obligation de Compliance (Corporate and Financial Markets Law facing the Compliance Obligation), by 🕴️Anne-Valérie Le Fur Section 4 ♦️ Transformation de la gouvernance et obligation de vigilance, by 🕴️Véronique Magnier Section 5 ♦️ Le rapport entre le Droit de la responsabilité civile et l’Obligation de Compliance (The link between Tort Law and Compliance Obligation), by 🕴️Jean-Sébastien Borghetti Section 6 ♦️ Dimensions environnementales et climatiques de l’Obligation de Compliance (Environmental and Climatic Dimensions of the Compliance Obligation), by 🕴️Marta Torre-Schaub Section 7 ♦️ Droit de la concurrence et Droit de la Compliance (Competition Law and Compliance Law), by 🕴️Jean-Christophe Roda Section 8 ♦️ L’Obligation de Compliance en Droit global (The Compliance Obligation in Global Law), by 🕴️Benoît Frydman & 🕴️Alice Briegleb Section 9 ♦️ Les juges du droit des entreprises en difficulté et les obligations de compliance (Judges of Insolvency Law and Compliance Obligations), by 🕴️Jean-Baptiste Barbièri   TITRE III. COMPLIANCE : DONNER ET SE DONNER LES MOYENS D’OBLIGER (COMPLIANCE : GIVE AND TAKE THE MEANS TO OBLIGE)   CHAPITRE I : LA CONVERGENCE DES SOURCES (CONVERGENCE OF SOURCES) Section 1 ♦️ Obligation sur obligation vaut (Compliance Obligation on Obligation works), by 🕴️Marie-Anne Frison-Roche Section 2 ♦️ Les technologies disponibles, prescrites ou proscrites pour satisfaire Compliance et Vigilance (Technologies available, prescribed or prohibited to meet Compliance and Vigilance requirements), by 🕴️Emmanuel Netter Section 3 ♦️ Contrainte légale et stratégie des entreprises en matière de Compliance (Legal Constraint and Company Strategies in Compliance matters), by 🕴️Jean-Philippe Denis & Nathalie Fabbe-Costes Section 4 ♦️ La loi, source de l’Obligation de Compliance (The Law, source of the Compliance Obligation), by 🕴️Jean-Baptiste Blanc Section 5 ♦️ Opposition et convergence des systèmes juridiques américains et européens dans les règles et cultures de compliance (Opposition and Convergence of American and European Legal Systems in Compliance Rules and Cultures), by 🕴️Raphaël Gauvain & 🕴️Blanche Balian Section 6 ♦️ Ce à quoi les engagements engagent qu’est un engagement (What a ), by 🕴️Marie-Anne Frison-Roche   CHAPITRE II : L’ARBITRAGE INTERNATIONAL EN RENFORT DE L’OBLIGATION DE COMPLIANCE (INTERNATIONAL ARBITRATION IN SUPPORT OF THE COMPLIANCE OBLIGATION) Section 1 ♦️ Comment l’arbitrage international peut être un renfort de l’Obligation de Compliance (How International Arbitration can reinforce the Compliance Obligation), by 🕴️Laurent Aynès Section 2 ♦️ La considération par l’Arbitrage de l’Obligation de Compliance pour une place d’arbitrage durable (Arbitration’ consideration of Compliance Obligation for a Sustainable Arbitration Place),  by 🕴️Marie-Anne Frison-Roche  Section 3 ♦️ L’usage de l’arbitrage international pour renforcer l’obligation de Compliance : l’exemple du secteur de la construction (The use of International Arbitration to reinforce the Compliance Obligation: the example of the construction sector), by 🕴️Christophe Lapp Section 4 ♦️ L’arbitre, juge, superviseur, accompagnateur  ? (The Arbitrator, Judge, Supervisor, Support) , by 🕴️Jean-Baptiste Racine   TITRE IV. LA VIGILANCE, POINTE AVANCÉE DE L’OBLIGATION DE COMPLIANCE (VIGILANCE, SPEARHEAD OF THE COMPLIANCE OBLIGATION) Section 1 ♦️ La Vigilance, pointe avancée et part totale de l’Obligation de Compliance (….), by 🕴️Marie-Anne Frison-Roche CHAPITRE I : LES INTENSITÉS DE L’OBLIGATION DE VIGILANCE, POINTE AVANCÉE DU SYSTÈME DE COMPLIANCE (INTENSITIES OF THE VIGILANCE OBLIGATION, SPEARHEAD OF THE COMPLIANCE SYSTEM) Section 2 ♦️ L’intensité de l’Obligation de Vigilance selon les secteurs : le cas des opérateurs financiers (Intensity of the Vigilance Obligation by Sectors: the case of Financial Operators), by 🕴️Anne-Claire Rouaud Section 3 ♦️ L’intensité de l’Obligation de Vigilance selon les secteurs : le cas des opérateurs bancaires et d’assurance (Intensity of the Vigilance Obligation by Sectors: the case of Banking and Insurance Operators), by 🕴️Mathieu Françon Section 4 ♦️ L’intensité de l’obligation de vigilance selon les secteurs : le cas des opérateurs numériques (Intensity of the Vigilance Obligation by Sectors: the case of Digital Operators), by 🕴️Grégoire Loiseau Section 5 ♦️ L’Obligation de vigilance des opérateurs énergétiques (The Vigilance obligation of Energy Operators), by 🕴️Marie Lamoureux   CHAPITRE II : LES DISPUTES AUTOUR DE L’OBLIGATION DE VIGILANCE, POINTE AVANCÉE DU SYSTÈME DE COMPLIANCE, DANS SON RAPPORT AVEC LA RESPONSABILITÉ Section 1 ♦️ Le rapport entre le droit de la responsabilité civile et l’obligation de compliance, by 🕴️Jean-Sébastien Borghetti Section 2 ♦️ Repenser le concept de responsabilité civile à l’aune du devoir de vigilance, pointe avancée de la compliance (Rethinking the Concept of Civil Liability in the light of the Duty of Vigilance, Spearhead of Compliance), by 🕴️Mustapha Mekki Section 3 ♦️ Tensions et contradictions entre les instruments relatifs à la vigilance raisonnable des entreprises, by 🕴️Laurence Dubin Section 4 ♦️ Compliance, Vigilance et Responsabilité civile : mettre en ordre et raison garde (Compliance, Vigilance  and Civil Liability: put in order and keep the Reason), by 🕴️Marie-Anne Frison-Roche   CHAPITRE III : LES MODALITÉS NOUVELLES DE L’OBLIGATION DE COMPLIANCE, MISES EN LUMIÈRE PAR L’IMPÉRATIF DE VIGILANCE (NEW MODALITIES OF THE COMPLIANCE OBLIGATION, HIGHLIGHTED BY THE VIGILANCE IMPERATIVE) Section 1 ♦️ Clauses et contrats, modalités de l’obligation de vigilance (Clauses and Contracts, terms and conditions of implementation of the Vigilance Obligation), by 🕴️Gilles J. Martin Section 2 ♦️ La preuve de la bonne exécution de la Vigilance au regard du système probatoire de Compliance (Proof that Vigilance has been properly carried out with regard to the Compliance Evidence System), by 🕴️Jean-Christophe Roda   TITRE V. LE JUGE ET L’OBLIGATION DE COMPLIANCE (THE JUDGE AND THE COMPLIANCE OBLIGATION) Section 1 Section 1 ♦️ Devoir de vigilance et litiges commerciaux : une compétence à partager ?, par 🕴️François Ancel Section 2 ♦️ Les enjeux présents à venir de l’articulation des principes de procédure civile et commerciale avec la logique de compliance (Present and Future Challenges of Articulating Principles of Civil and Commercial Procedure with the Logic of Compliance), by 🕴️Thibault Goujon-Bethan Section 3 ♦️ Le juge de l’amiable et la compliance (The amicable settlement judge and compliance), by 🕴️Malik Chapuis Section 4 ♦️ Le juge adéquat pour l'effectivité de l'Obligation de Compliance (The Adequate Judge for the Effectiveness of the Compliance Obligation), by 🕴️Marie-Anne Frison-Roche     L’OBLIGATION DE COMPLIANCE : VISION D’ENSEMBLE (COMPLIANCE OBLIGATION : OVERVIEW) ♦️ L’obligation de compliance, charge portée par les entreprises systémiques donnant vie au Droit de la Compliance. – lignes de force de l’ouvrage (The Compliance Obligation, a burden borne by Systemic Companies giving life to Compliance Law –  key points of the book (free access) by 🕴️Marie-Anne Frison-Roche

► Full Reference: D. Gutmann, “Droit fiscal et obligation de compliance” (Tax Law and Compliance Obligation), in M.-A. Frison-Roche (dir.), L’Obligation de Compliance, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, coll. “Régulations & Compliance“, 2025, pp. 199-207. - ► This article is written in French. English summary of this contribution (done by the Journal of Regulation & Compliance – JoRC): The author takes up the hypothesis of a Compliance Law defined by its Monumental Goals, the realisation of which is entrusted to “crucial operators” and confronts it with Tax Law. The link is particularly effective since these operators possess what governments need in this area: relevant Information. Going further, Compliance Law can give rise to two types of obligations on the part of these operators, either towards others operators who need to be monitored, corrected or denounced, or towards themselves, when they need to make amends. In the first part of this contribution, the author shows that Compliance Obligation reproduces the mechanism of a Tax Law which, for large companies, is embroiled in a process of increasing Globalisation. It enables Governments to aspire to the “Monumental Goals” of combating tax optimisation and impoverishing governments, victims of the erosion of the tax base, in the face of the strategies of companies that are more powerful than they are themselves, by using this very power of firms to turn it against them. Companies become the willing or de facto allies of governments, particularly when it comes to recovering tax debts, or assist them in their stated ambition to achieve social justice. In this way, the State “manages” Tax Law by cooperating with companies. In the second part, the author outlines the contours of this business Compliance Obligation, which is no longer simply a matter of paying tax. Beyond this financial obligation, it is more a question of mastering Information, particularly when multinational companies are subject to specific tax reporting obligations and are required to reveal their tax strategy, presumed to be transparent and coherent within the group : this legal presumption gives rise to obligations to seek information and ensure coherence, since a single tax strategy is not self-evident in a group. The author emphasises that companies have accepted the principles governing these new compliance obligations and are tending to transform these obligations, particularly Transparency, into a communication strategy, in line with the ESG criteria that have been developed and a desire for fruitful relations with stakeholders. Therefore the tax relations developed by major companies are being extended not only to the tax authorities, but also to NGOs, by incorporating a strong ethical dimension. This is leading to new strategies, particularly in the area of Vigilance. The author concludes: “A n’en pas douter, l’obligation de compliance existe bel et bien en matière fiscale.” (“There is no doubt that the Compliance Obligation does exist in tax matters”). - read the general presentation of the book, L’obligation de Compliance, in which this contribution is published - 🦉This article is available in full text to those registered for Professor Marie-Anne Frison-Roche’s courses -

► Full Reference: L. d’Avout, “Compliance et conflits de lois. Le droit international de la vigilance-conformité à partir de quelques applications récentes sur le continent européen” (“Compliance and conflict of laws. International Law of Vigilance-Conformity, based on recent applications in Europe”), in M.-A. Frison-Roche (dir.), L’Obligation de Compliance, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, coll. “Régulations & Compliance“, 2025, pp. 173-196. - read the general presentation of the book, L’obligation de Compliance, in which this article is published - ► This article is written in French. English summary of this contribution (done by the Author): In the absence of constraints derived from the real international law, vigilance-compliance laws themselves determine their scope of application in space. They do so generously, to the extent that they often converge on the same operators and ‘overlap’ on the world stage. The result is a hybridisation of the law applicable to the definition of Compliance Obligations; a law possibly written “with four hands” or more, which is not always harmonious and which exposes unilateral legislators to occasional retouching their work and their applied regulations. - 🦉This article is available in full text to those registered for Professor Marie-Anne Frison-Roche’s courses -

► Full Reference: J.-B. Racine, “Obligation de Compliance et droits humains” (“Compliance Obligation and Human Rights”), in M.-A. Frison-Roche (dir.), L’Obligation de Compliance, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, “Régulations & Compliance” Serie, 2025, pp. 83-95. - read a general presentation of the book, L’Obligation de Compliance, in which this article is published - ► This article is written in French. English summary of this contribution (done by the Journal of Regulation & Compliance – JoRC): The author asks whether human rights can, over and above the many compliance obligations, form the basis of the Compliance Obligation. The consideration of human rights corresponds to the fundamentalisation of Law, crossing both Private and Public Law, and are considered by some as the matrix of many legal mechanisms, including international ones. They prescribe values that can thus be disseminated. Human rights come into direct contact with Compliance Law as soon as Compliance Law is defined as “the internalisation in certain operators of the obligation to structure themselves in order to achieve goals which are not natural to them, goals which are set by public authorities responsible for the future of social groups, goals which these companies must willingly or by force aim to achieve, simply because they are in a position to achieve them”. These “Monumental Goals” converge on human beings, and therefore the protection of their rights by companies. In a globalised context, the State can either act through mandatory regulations, or do nothing, or force companies to act through Compliance Law. For this to be effective, tools are needed to enable ‘crucial’ operators to take responsibility Ex Ante, as illustrated in particular by the French law on the Vigilance Obligation of 2017. This obligation takes the form of both a “legal obligation”, expression which is quite imprecise, found for example in the duty of vigilance of the French 2017 law, and in a more technical sense through an obligation that the company establishes, in particular through contracts. Legal obligations are justified by the fact that the protection of human rights is primarily the responsibility of States, particularly in the international arena. Even if it is only a question of Soft Law, non-binding Law, this tendency can be found in the Ruggie principles, which go beyond the obligation of States not to violate human rights, to a positive obligation to protect them effectively. The question of whether this could apply not only to States but also to companies is hotly debated. If we look at the ICSID Urbaser v. Argentina award of 2016, the arbitrators accepted that a company had an obligation not to violate human rights, but rejected an obligation to protect them effectively. In European Law, the GDPR, DSA and AIA, and in France the so-called Vigilance law, use Compliance Tools, often Compliance by Design, to protect human rights Ex Ante. Contracts, particularly through the inclusion of multiple clauses in often international contracts, express the “privatisation” of human rights. Care should be taken to ensure that appropriate sanctions are associated with them and that they do not give rise to situations of contractual imbalance. The relationship of obligation in tort makes it necessary to articulate the Ex Ante logic and the Ex Post logic and to conceive what the judge can order. The author concludes that “Compliance requires us to reshape the classic categories of Law with a view to bringing them into line with the very objective of Compliance: not just a Law turned towards the past, but a Law anchored in the challenges of the future; not a Law emanating exclusively from public constraint, but a Law based on private normativity; not a strictly territorialised Law, but a Law apprehending the transnational space” (free translation; the original French text alone is authoritative: « la compliance oblige à remodeler les catégories classiques du droit dans l’optique de les adosser à l’objectif même de la compliance : non pas uniquement un droit tourné vers le passé, mais un droit ancré dans les enjeux du futur ; non pas un droit émanant exclusivement de la contrainte publique, mais un droit s’appuyant sur de la normativité privée ; non pas un droit strictement territorialisé, mais un droit appréhendant l’espace transnational »). - 🦉This article is available in full text to those registered for Professor Marie-Anne Frison-Roche’s courses

► Full Reference: J.-Ch. Roda “Obligations de compliance et concurrence : les liaisons dangereuses ? (Compliance obligations and Competition: dangerous liaisons?)”, in M.-A. Frison-Roche (ed.), L’Obligation de Compliance, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, coll. “Régulations & Compliance“, 2025, pp. 287-297. - read a general presentation of the book, L’Obligation de Compliance, in which this contribution is published - ► This article is written in French. English summary of this contribution (done by the Journal of Regulation & Compliance – JoRC): The author stresses that if Compliance Law and Competition Law may seem far apart today, it is because many people today have a restricted and inaccurate view of Competition Law. Indeed, if Competition Law is reduced to being no more than that which enables offer and demand rule to function fully, then ‘compliance obligations’ need to be injected into this sort of ‘natural law’ of the market backed up by the legal system, compliance obligations giving humanity to the whole. But if Competition Law is given back its rightful dimension, which it has in its more classical conception, the links between the obligations arising from the 2 branches of Law find harmonious relationships. They are all the more necessary because, particularly through the Duty of Vigilance, Civil Competition Law is going to interfere because of the contractualisation of this legal obligation and the possible significant imbalance that could be identified, the article stressing that the application of Compliance stipulations on a partner could end up being analysed as a power, justifying merger control or at the very least a dominant position legal qualification, the abuse of which will be sanctioned. It is for this reason that the 2024 CS3D reminds us that it must be implemented in respect with competition legal rules. However, the author emphasises that it is towards a kind of ‘Ethical Competition’ that compliance obligations are leading, leading to new practices. The results, described in the second part of the article, are increasing the influence of the Compliance Obligation, which embodies the ambition of a “just transition” and a “social Europe”. These ambitions are rejected by the advocates of the so-called “neo-liberal” conception of what Competition Law should be, but the conception of “Competition-Means” was indeed that of the American designers of the corpus of appropriate rules in the nineteenth century, when it was necessary in particular to fight against the large infrastructure monopolies, and it was also that of the jurists who founded the European Union. Only the minimal view of what falls within the scope of competition leads to opposition to the Compliance Obligation. The author therefore stresses that “il semble aujourd’hui évident que la compliance doit être la boussole du droit de la concurrence (it seems obvious today that Compliance must be the compass of Competition Law)”. It is in this spirit that companies must draft the compliance clauses that will multiply to structure the value chains they have set up, providing in particular for the resolution of tensions, or even conflicts, with partners. The author concludes that it is in this way that crucial companies will demonstrate their “particular responsibility” both and in the same way with regard to Competition Law and Compliance Law. - 🦉This article is available in full text to those registered for Professor Marie-Anne Frison-Roche’s courses

► Full Reference: B. Frydman & A. Briegleb, “L’obligation de compliance en Droit global” (Compliance Obligation in Global Law), in M.-A. Frison-Roche (ed.), L’Obligation de Compliance, Journal of Regulation & Compliance (JoRC) and Lefebvre-Dalloz, coll. “Régulations & Compliance“, 2025, pp. 299-311. - read a general presentation of the book, L’Obligation de Compliance, in which this contribution is published - ► This article is written in French. English summary of this contribution (done by the Journal of Regulation & Compliance – JoRC): The authors stress that the Contracts Law and Tort Law are essential in Compliance Law, particularly in its global legal perspective, since it goes beyond the legal systems of States and develops new normativities, at the level of each company, but also allows a new expression of public power through the Monumental Goals that Compliance Law claims to achieve globally. The weaker the States, the greater the delegation to the first level is operating. In concrete terms, the authors examine a series of situations in which various organisations use compliance techniques to appropriate global power over things or people, which has the effect, and sometimes the purpose, of reducing the freedoms of people controlled in this way. Thus CSR, which was initially non-binding, is now the source of binding obligations, and the moral obligation expressed in codes of conduct can become a civil obligation, as the Supreme Court of California decided in 2002 in the Nike case. In addition, “Comply or Explain” clauses are now commonplace, allowing the person subject to the legislation not to comply if they can justify it, which is the basis of the many information reports that companies are now required to publish. Then, returning to the issue of liability, particularly in the digital environment, the article stresses the importance of ‘conditional immunity from liability’, taking the view from the European DSA that certain operators, such as hosting providers, are not liable unless they take on obligations, such as monitoring functions on contents published. Finally, with regard to the duty of vigilance, it tends for the first time to align the scope of “responsibility” with the scope of “power”, moral responsibility thus becoming legal responsibility, which would be like a new responsibility for others. The result of all this is an “obligation to regulate others”. - 🦉This article is available in full text to those registered for Professor Marie-Anne Frison-Roche’s courses